SBA Resources and information

Resources below listed in order of likely success (highest to lowest) for self-employed individuals


 

IRS - Economic Impact Payments ($1,200 per tax payer)

https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments


State Unemployment Insurance

Can independent contractors or self-employed get benefits?

Yes—but it’s going to take a few weeks to update our systems.

  • Self-employed workers should be able to start claiming mid-April.

  • Sign up for regular email updates about our COVID-19 response.


Federal Expanded Unemployment Benefits ($600 per week)

https://www.dol.gov/newsroom/releases/eta/eta20200405

https://www.natlawreview.com/article/expanded-unemployment-insurance-access-and-benefits-4-key-takeaways-cares-act

Individuals who will become eligible as a result of the CARES Act include: self-employed workers, independent contractors, workers who do not have long enough work histories to qualify for state benefits, and workers seeking part-time employment.


SBA EIDL Loan Advance  (max $10,000 advance)

https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/economic-injury-disaster-loan-emergency-advance

https://covid19relief.sba.gov/#/ (application page)

This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons)


Sole proprietors, independent contractors, and self-employed persons are eligible to apply through their local bank.

Access to loan dependent on bank relationship and remaining program funds.

https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program-pp

BA PPP Loan